Mistakes happen. Some are small and easy to correct, where others can have devastating consequences. Make sure your business is fully protected against all potential accidents and mishaps that could otherwise really cost you.

Options Offered by River City Insurance Include:

General Liability

A policy that protects your company from financial loss in the event you are found liable for damage caused to property or individuals as a result of services provided, business operations, your employees, or issues that arise in relation to advertising, such as intellectual property, invasion of privacy, libel, slander, and so on. River City Insurance will help make sure all your bases are covered.

Garage Liability

An added level of protection to complement your general liability insurance, garage liability provides coverage for the daily operations pertaining to businesses in the automotive industry, specifically regarding damage done to people or property owing to garage operations. Customize your plan based on your business’ specific needs.

Professional Liability

Protection in the event your business is targeted by a customer or client who has suffered a financial loss due to services your business provided. Negligence, copyright infringement, and personal injury are just a few of the grievances covered. Find what best suits your business.

Employers Liability

Should an employee grow ill or sustain an injury due to workplace conditions and decide to sue, your employer’s liability plan will help cover the legal costs. Not to be confused with worker’s compensation, which pays for medical expenses and loss of wages, these policies are designed to provide financial protection against litigation.

Cyber Liability/ Electronic Data

If your business stores or transmits digital information, cyber liability insurance is a must. In the event of a cyber breach, this insurance will help cover the cost of notifying customers or clients, establishing fraud monitoring services, marketing campaigns to rebuild, and so forth. Additional coverages can be put in place to help protect your company against lawsuits resulting from a data breach.

Errors & Omissions Liability

Professional services, even advice, can be targets of lawsuits with accusations of mistakes, oversights, or negligence. An errors & omissions insurance policy will help protect you and your business if a customer or client sues over professional services.

Contact River City Insurance today to discuss your insurance options.