No one ever plans to be in a car accident, but they happen every day, and if your insurance isn’t adequate, the damage can be long-lasting. River City Insurance is here to help you find the coverage you need to give you the peace of mind that you’re protected every time you get behind the wheel.
Accidents happen. Collision coverage is there to keep you protected when they do. Regardless of who’s at fault, collision coverage will help you repair or replace your vehicle, up to its actual cash value, after you have met your deductible following an accident.
Car accidents aren’t the only way your vehicle can sustain damage. Comprehensive coverage, also known as “other than collision” coverage, will help cover you in incidents owing to extreme weather, fire, flood, theft, and more.
If you’re involved in an accident that does damage to another person’s property, this insurance will help cover the expenses so you aren’t forced to pay directly out of your pocket.
Coverage designed to protect you in the event you are found at-fault in an accident that injured another driver or pedestrian. With medical care expenses constantly on the rise, this insurance helps ensure that you won’t be left to pay exorbitant bills on your own.
In the event that an uninsured or underinsured driver causes bodily injury to you or your passengers, this policy will help prevent you from experiencing additional losses. If the other driver’s insurance is inadequate or nonexistent, you remain protected.
Coverage for vehicles that are at least 25 to 30 years old. These are typically vehicles that have been restored or customized that exceeds its depreciated value. All options applying to standard personal auto are available, but at an amount that’s agreed upon by the owner and the insurer rather than the vehicle’s actual cash value.